Don't Panic If You Get A Ticket

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Every once in a while, we receive a panicked phone call from a client who just received a ticket.  The other day, we had a chance to meet with an attorney who specializes in defending people with traffic tickets.  He shared some interesting information that we’d like to pass on to you.    

Getting the ticket is often your smallest worry.  What’s worse are the consequences:  A ticket will be listed on your driving record for three years, may trigger an increase in your insurance, and (depending on the severity) may even cause problems with your employer.  Yikes!

If you are a responsible driver and if you’ve had a good driving record, you may qualify for a deferral.  A deferral, if approved by a judge, means that the ticket won’t show on your driving record provided that you don’t get another ticket within one year.  You are allowed to defer one moving violation (such as a speeding ticket) in a seven-year period.  However, there are certain violations that cannot be deferred (such as violations in school zones.)

Keep in mind that deferral procedures differ from county to county. If you think you may qualify for a deferral, contact the court clerk listed on the front of your ticket, and inquire about their process.  You may be required to fill out a form or to appear for a hearing. You will be charged a fee, which can often cost as much as the ticket.   However, the savings on your insurance over the next 3 years may still make paying the fee worthwhile.

Note:  Very few if any courts will allow you to defer a ticket if you’ve already paid it!  If you think you may qualify for a deferral, consider contacting the court before you pay.

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McClain Insurance Services
10410 19th Ave SE
#100
Everett, WA 98208
(425) 379-9200
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